Peningkatan Karakter dan Literasi Akuntansi melalui Media Tabungan Kebaikan sebagai Upaya Pencegahan Bullying

Roy  Budiharjo; Ardio  Sagita; Salsabila Aisyah  Alfaiza

doi:10.65065/3z70pj98

Authors

Roy Budiharjo Universitas Telkom Bandung Author
Ardio Sagita Universitas Telkom Bandung Author
Salsabila Aisyah Alfaiza Universitas Telkom Bandung Author

DOI:

https://doi.org/10.65065/3z70pj98

Keywords:

Accounting Literacy; Anti-Bullying; Character Education; Financial Literacy; Tabungan Kebaika

Abstract

This community service program aimed to strengthen anti-bullying character while introducing basic accounting literacy through the "Tabungan Kebaikan" (Kindness Savings) medium. The program was conducted on December 12, 2025, at Pondok Pesantren Salafiyah Al Falah, Bojongsoang District, Bandung Regency, involving 40 students. Activities included school coordination, pre-test, delivery of bullying prevention and introductory accounting materials, simulation and role-play practice with daily behavior recorded as "transactions" (positive behavior as deposits/debits; negative behavior including bullying as withdrawals/credits), post-test, and satisfaction evaluation using a Likert scale (1–5). Results demonstrated improved student understanding of basic accounting concepts (debit, credit, balance) and heightened awareness of bullying's impact and the importance of prosocial behavior. Satisfaction evaluations were highly positive, with 86% of respondents agreeing or strongly agreeing on program alignment with objectives, target needs, and implementation quality.

Downloads

Download data is not yet available.

References

Atkinson, A., & Messy, F.-A. (2012). Measuring Financial Literacy : Results of the OECD / International Network on Financial Education ( INFE ) Pilot Study. OECD Working Papers on Finance, Insurance and Private Pensions, 15. https://doi.org/https://doi.org/10.1787/5k9csfs90fr4-e

Azhari, A., & Rahmawati, A. (2024). Edukasi pencegahan dan penanganan bullying di lingkungan sekolah berbasis pondok pesantren. Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M), 5(225), 383–392. https://doi.org/10.33474/jp2m.v5i2.21817

Berkowitz, M. W., & Bier, M. C. (2007). What Works In Character Education. Journal of Research in Character Education, 5(1), 29–48. https://doi.org/https://doi.org/10.1108/CE-02-2007-0002

Budiharjo, R., Kristinawati, D., Alfaiza, S. A., Pengabdian, K., & Ekonomi, F. (2025). Edukasi Literasi Keuangan : Bijak Kelola Uang Saku untuk Pemuda di MTs Salafiyah Al Falah Bandung. The Proceeding of Community Service and Engagement (COSECANT) Seminar, 4(2), 178–183. https://doi.org/http://doi.org/10.25124/cosecant.v4i2.8528

Craig, W., Yossi Harel-Fisch, Fogel-Grinvald, H., Dostaler, S., Hetland, J., Simons-Morton, B., Molcho, M., Mato, M. G. de, Overpeck, M., Due, P., & Pickett, W. (2009). A cross-national profile of bullying and victimization among adolescents in 40 countries. International Journal of Public Health, 54, 216–224.

Espelage, D. L., & Holt, M. K. (2013). Suicidal ideation and school bullying experiences after controlling for depression and delinquency. Journal of Adolescent Health, 53(1 SUPPL), S27–S31. https://doi.org/10.1016/j.jadohealth.2012.09.017

Gaffney, H., Ttofi, M. M., & Farrington, D. P. (2021). Effectiveness of school-based programs to reduce bullying perpetration and victimization: An updated systematic review and meta-analysis. Campbell Systematic Reviews, 17(2). https://doi.org/https://doi.org/10.1002/cl2.1143

Ihsan, Nasiri, Afifah, & Nuurin, N. ’Alaa. (2025). Peran Tabungan Kelas terhadap Sikap Ekonomis Santri Pondok Pesantren Syaichona Moh. Cholil Perspektif Literasi Finansial Syariah. Jurnal Keislaman, 8(2), 416–427.

Kowalski, R. M., Giumetti, G. W., Schroeder, A. N., & Lattanner, M. R. (2014). Bullying in the Digital Age : A Critical Review and Meta-Analysis of Cyberbullying Research Among Youth. Psychological Bulletin, 140(4), 1073–1137. https://doi.org/10.1037/a0035618

KPAI. (2021). Laporan Tahunan Perlindungan Anak. Komisi Perlindungan Anak Indonesia. https://www.kpai.go.id

Lusardi, A., & Mitchell., O. S. (2014). The Economic Importance of Financial Literacy: Theory and Evidence. Journal of Economic Literature, 52(1), 5–44. https://doi.org/DOI: 10.1257/jel.52.1.5

OJK. (2019). Survei Nasional Literasi dan Inklusi Keuangan 2019. Otoritas Jasa Keuangan (OJK). https://www.ojk.go.id

Olweus, D. (2013). School Bullying: Development and Some Important Challenges. Annual Review of Clinical Psychology, 9. https://doi.org/https://doi.org/10.1146/annurev-clinpsy-050212-185516

Palupi, C. N., & Subroto, W. T. (2025). Analysis of The Effect of Emotional Intelligence, Parental Economics, And Financial Literacy on The Decision-Making Ability of Savings of Students of The S1 EconomicEducation Study Program, State University of Surabaya. Management Studies and Entrepreneurship Journal, 6(5), 33–49.

Pramitasari, M., Syarah, E. S., Risnawati, E., & Tanjung, K. S. (2023). Early childhood financial literacy : A systematic literature review. Atfaluna Journal of Islamic Early Childhood Education, 6(1), 1–11.

Sagita, A., Budiharjo, R., Kristinawati, D., & Sendhitasari, A. F. (2025). Literasi Keuangan Digital sebagai Kunci Kesejahteraan Pekerja Migran di Taiwan. Jurnal Abdimas Masyarakat Indonesia, 1.

Sari, H., Rosani, M., & Eddy, S. (2025). Impact of Bullying on Social-Emotional Behavior in Elementary School Students: A Qualitative Case Study at SD Negeri 115 Palembang, Indonesia. Journal of Social Work and Science Education, 6(2). https://doi.org/https://doi.org/10.52690/jswse.v6i2.1230

Smith, P. K., Mahdavi, J., Carvalho, M., Fisher, S., Russell, S., & Tippett, N. (2008). Cyberbullying: Its nature and impact in secondary school pupils. Journal of Child Psychology and Psychiatry and Allied Disciplines, 49(4), 376–385. https://doi.org/10.1111/j.1469-7610.2007.01846.x

UNESCO. (2019). Behind the numbers: Ending school violence and bullying. United Nations Educational, Scientific and Cultural Organization. UNESCO. https://doi.org/https://unesdoc.unesco.org/ark:/48223/pf0000366483

UNICEF. (2020). The State of the World’s Children 2020: Children, Food and Nutrition. UNICEF. https://www.unicef.org

Yusuf, H., Fadjarajani, S., Mulya, G., & Marwan, I. (2025). Model Pendidikan Karakter Qur ’ ani untuk Pencegahan Perundungan Anak di Sekolah / Pesantren Qur ’ anic Character Education Model for Preventing Child Bullying in Schools / Islamic Boarding Schools. Edu Society: Jurnal Pendidikan, Ilmu Sosial, Dan Pengabdian Kepada Masyarakat, 5(3), 735–748.