Development Sharia Investment in Indonesia in the Digital Era
DOI:
https://doi.org/10.65065/2mta5994Keywords:
Investment , Sharia Capital Market, Sharia Fintech, Digital Sukuk, Digital EraAbstract
This study aims to analyze the development of sharia investment in Indonesia in the digital era, including the sharia capital market, sharia fintech, and investment instrument innovations. The study employed a library research method with a qualitative descriptive approach based on relevant academic literature. The findings show that digitalization has accelerated the growth of sharia investment through easier access, transaction efficiency, and innovations such as sharia fintech, online sharia mutual funds, and digital sukuk. Digitalization has also increased financial inclusion and public investment interest, particularly among younger generations. However, challenges remain, including low levels of sharia financial literacy, limited product diversification, cybersecurity risks, and technological infrastructure disparities. The study concludes that the digital era provides significant opportunities for the development of sharia investment in Indonesia, but sustainable growth requires supportive regulations, improved sharia financial literacy, and stronger digital infrastructure.
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